Express (urgent) payday loans online without faxing (no fax needed!) - what are they?

Also sometimes referred to as a "payday advance" or "cash advance", these payday loans are usually small, short-term loans which can be used to pay for unexpected expenses which occur in the period between pay dates. You simply pay back the loan in full on the day of your next pay check in addition to a charge levied by the loan provider, of course. This facility has been available on the high street for some time, but these days the market is starting to be characterized by a proliferation of online lenders.

Online express payday direct lenders work in exactly the same way, but with one major difference - your loan can often be approved within a few minutes. If your loan application is approved, the funds will be deposited in your bank account through the ACH (automated clearing house) system, and then withdrawn through the same channel at the end of the loan period. For some people, online urgent payday loans are the ideal solution to their short-term financial problems because they offer both speed and a degree of privacy.

 
How long does it take to get a payday loan?

Generally speaking, loans will be credited to your bank account on the next working day after approval. We only provide a matching service, so you would be well-advised to confirm this with your particular lender. If the lender in question uses the ACH system, it is highly likely that you will receive your funds next day, but do not hesitate to ask questions if you are not sure - US lenders (including those in smaller cities like St. Petersburg, Florida) are always willing to help their customers.

 
Is it possible for me to get a loan if I have a poor credit history and/or outstanding loans?

Yes it is. You are not guaranteed approval, of course - nobody is - but lenders are experienced at dealing with borrowers in this situation and understand that payday loans are often the only alternative for consumers in this situation. If you will be stretching your finances to the limit by taking out another loan, it is absolutely essential that you settle previous debts before extending yourself further.

In many cases, loan providers will be glad to offer you credit even though you may still have outstanding payments to make. We recommend against taking out several loans simultaneously, however, as this is liable to lead you into deeper financial trouble rather than solve the problem. Be sure that you fully understand the terms and conditions of your express (urgent) loan, and make certain that it will not result in your being in the situation where you cannot afford to make repayments. It might cost you dear in the long-run.

 
We recommend that you:

• do not give false information when applying for a bad credit loan
• settle existing debts before taking on a fresh loan
• educate yourself about fees and interest rates before applying

 
How secure are online payday loans?

We take the security of your data very seriously - it is our most important responsibility. All possible physical, electronic and procedural precautions are taken by us to safeguard customer information. Likewise, you can be sure that all reputable lenders undertake similar precautions in order to preserve their own professional integrity.

 
Will it be necessary for me to transfer documents or information via fax?

Generally, no. The vast majority of matched lenders require no such transfer, though in rare cases additional documentation may be required to verify application form data.

 
Fill out easy 3-minutes online application form and get urgent payday loan with instant approval: